Enact Holdings, Inc. (ACT) intrinsic value & 10-year financials
Enact Holdings, Inc. (ACT) has a Graham intrinsic value of $43.99 per share. At $46.28 on Oct 17, 2026, the stock trades 5% above that value. Over the last 8 fiscal years revenue grew 4.0% a year to $1.2B, with an average return on invested capital of 14.0%.
- Graham intrinsic value
- $43.99
- Share price (Oct 17, 2026)
- $46.28
- Price vs Graham value
- 5% above
- Market cap
- $6.9B
- Revenue (FY2025)
- $1.2B
- Revenue growth (8-yr CAGR)
- 4.0%
- ROIC (10-yr avg)
- 14.0%
- Free cash flow (FY2025)
- —
ACT 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $1.2B | $674.2M | $4.52 | — | — | 12.7% |
| FY2024 | $1.2B | $688.1M | $4.37 | — | — | 13.9% |
| FY2023 | $1.2B | $665.5M | $4.11 | — | — | 14.6% |
| FY2022 | $1.1B | $704.2M | $4.31 | — | — | 16.1% |
| FY2021 | $1.1B | $546.7M | $3.36 | — | — | 12.7% |
| FY2020 | $1.1B | $370.4M | $2.27 | — | — | 8.9% |
| FY2019 | $978.9M | $677.6M | $4.16 | — | — | 19.1% |
| FY2018 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Enact Holdings, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Enact Holdings, Inc. returns on capital have been average, hovering around 13.2% ROIC over the decade.
Enact Holdings, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Enact Holdings, Inc. is modeled at 1.4% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $43.99 per share.