Better Home & Finance Holding Co. (BETR) intrinsic value & 10-year financials
Better Home & Finance Holding Co. (BETR) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 6 fiscal years revenue grew 137.5% a year to $164.9M, with an average return on invested capital of -111.3%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $9.95
- Market cap
- $152.8M
- Revenue (FY2025)
- $164.9M
- Revenue growth (6-yr CAGR)
- 137.5%
- ROIC (10-yr avg)
- -111.3%
- Free cash flow (FY2025)
- -$167.8M
BETR 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $164.9M | -$165.9M | -$10.80 | -$167.8M | — | — |
| FY2024 | $108.5M | -$206.3M | -$13.65 | -$383.4M | — | — |
| FY2023 | $0 | -$536.4M | -$1.16 | -$160.2M | — | — |
| FY2022 | $12.3M | $8.7M | -$3.01 | -$12.9M | -69.7% | — |
| FY2021 | — | -$5.0M | — | — | — | — |
| FY2020 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Better Home & Finance Holding Co revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Better Home & Finance Holding Co 10-year average ROIC is N/A; capital efficiency cannot be assessed from the available history.
Better Home & Finance Holding Co capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Better Home & Finance Holding Co is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-358.73 per share.