Broadway Financial Corp. \DE\ (BYFC) intrinsic value & 10-year financials
Broadway Financial Corp. \DE\ (BYFC) has a Graham intrinsic value of $0.02 per share. At $11.37 on Oct 17, 2026, the stock trades 56750% above that value. Over the last 10 fiscal years revenue shrank 4.0% a year to $184.0K, with an average return on invested capital of 0.3%.
- Graham intrinsic value
- $0.02
- Share price (Oct 17, 2026)
- $11.37
- Price vs Graham value
- 56750% above
- Market cap
- $97.7M
- Revenue (FY2025)
- $184.0K
- Revenue growth (10-yr CAGR)
- -4.0%
- ROIC (10-yr avg)
- 0.3%
- Free cash flow (FY2025)
- -$13.0K
BYFC 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $184.0K | -$24.8M | -$3.23 | -$13.0K | — | -9.1% |
| FY2024 | $155.0K | $1.9M | $0.04 | $1.3M | — | 0.7% |
| FY2023 | $179.0K | $4.5M | $0.51 | $7.4M | — | 1.6% |
| FY2022 | $145.0K | $5.6M | $0.08 | $6.0M | — | 2.7% |
| FY2021 | $249.0K | -$4.0M | -$0.07 | -$572.0K | — | -4.3% |
| FY2020 | $420.0K | -$642.0K | -$0.02 | -$14.0M | — | -1.3% |
| FY2019 | $491.0K | -$206.0K | -$0.01 | $8.5M | — | -0.4% |
| FY2018 | $449.0K | $815.0K | $0.03 | $157.0K | — | 1.7% |
| FY2017 | $446.0K | $1.9M | $0.07 | -$10.4M | — | 4.0% |
| FY2016 | $265.0K | $3.5M | $0.12 | $770.0K | — | 7.6% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
BROADWAY FINANCIAL CORP \DE\ is facing top-line stagnation, with revenue contracting over the decade.
BROADWAY FINANCIAL CORP \DE\ has historically struggled to out-earn its cost of capital, averaging just 0.3% ROIC.
Over the decade, BROADWAY FINANCIAL CORP \DE\ shows that management has aggressively returned capital to shareholders by retiring 70.5% of outstanding shares.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, BROADWAY FINANCIAL CORP \DE\ is modeled at -4.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $0.02 per share.