Century Communities, Inc. (CCS) intrinsic value & 10-year financials

Century Communities, Inc. (CCS) has a Graham intrinsic value of $107.00 per share. At $54.59 on Oct 17, 2026, the stock trades 49% below that value. Over the last 10 fiscal years revenue grew 17.1% a year to $4.1B, with an average return on invested capital of 9.0%.

Graham intrinsic value
$107.00
Share price (Oct 17, 2026)
$54.59
Price vs Graham value
49% below
Market cap
$1.7B
Revenue (FY2025)
$4.1B
Revenue growth (10-yr CAGR)
17.1%
ROIC (10-yr avg)
9.0%
Free cash flow (FY2025)
$124.3M

CCS 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $4.1B $147.6M $4.86 $124.3M — 3.7%
FY2024 $4.4B $333.8M $10.40 $86.7M — 9.0%
FY2023 $3.7B $259.2M $8.05 -$1.5M — 7.9%
FY2022 $4.5B $525.1M $15.92 $294.9M — 18.0%
FY2021 $4.2B $498.5M $14.47 -$212.7M — 20.7%
FY2020 $3.2B $206.2M $6.13 $332.1M — 9.8%
FY2019 $2.5B $113.0M $3.62 -$84.9M — 5.6%
FY2018 $2.1B $96.5M $3.17 -$211.4M — 5.7%
FY2017 $1.4B $50.3M $2.03 -$132.3M — 4.2%
FY2016 $994.4M $49.5M $2.33 -$53.6M 7.2% 5.4%

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Century Communities, Inc. is a consistent compounder, expanding top-line revenue at 17.1% annually over the past decade.

Century Communities, Inc. returns on capital have been average, hovering around 9.0% ROIC over the decade.

Over the decade, Century Communities, Inc. shows that the company has leveraged its balance sheet to sustain operations.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Century Communities, Inc. is modeled at 8.5% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $107.00 per share.

CCS stock: frequently asked questions

What is the intrinsic value of Century Communities, Inc. (CCS) stock?

Using Benjamin Graham's revised formula, V = EPS × (8.5 + 2g) × 4.4 / Y, with reported diluted earnings per share, a 8.5% normalized growth rate (capped at 15%) and a 5.1% AAA corporate bond yield, CCS's intrinsic value is about $107.00 per share.

Is CCS stock undervalued?

At $54.59 (close on Oct 17, 2026), CCS trades 49% below its Graham value of $107.00. On Graham's terms that leaves a margin of safety. A formula is a starting point for research, not a recommendation.

How fast has Century Communities, Inc. grown?

Revenue went from $994.4M in fiscal 2016 to $4.1B in fiscal 2025, a compound annual growth rate of 17.1%. Net income was $147.6M in fiscal 2025.

Does Century Communities, Inc. generate free cash flow?

Century Communities, Inc. generated $124.3M of free cash flow (operating cash flow minus capital expenditures) in fiscal 2025. Free cash flow was positive in 4 of the last 10 reported years.

What is CCS's return on invested capital?

Average ROIC over the last 10 fiscal years was 9.0%, and average return on equity was 15.0%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this CCS data come from?

From Century Communities, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed Jul 23, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

Similar operative builders stocks