Inter & Co, Inc. (INTR) intrinsic value & 10-year financials
Inter & Co, Inc. (INTR) has a Graham intrinsic value of $68.76 per share. Over the last 7 fiscal years revenue grew 55.1% a year to $6.4B, with an average return on invested capital of 4.6%.
- Graham intrinsic value
- $68.76
- Revenue (FY2024)
- $6.4B
- Revenue growth (7-yr CAGR)
- 55.1%
- ROIC (10-yr avg)
- 4.6%
- Free cash flow (FY2024)
- $3.7B
INTR 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2024 | $6.4B | $972.8M | $2.07 | $3.7B | — | 16.9% |
| FY2023 | $4.8B | $352.3M | $0.75 | $7.5B | — | 7.6% |
| FY2022 | $3.6B | -$14.1M | -$0.03 | $2.1B | — | -0.2% |
| FY2021 | $2.2B | -$55.1M | -$0.01 | $59.4M | — | -1.2% |
| FY2020 | $1.0B | $30.7M | $0.00 | $3.0B | — | 2.6% |
| FY2019 | $712.2M | $30.4M | $0.01 | $780.2M | — | 2.0% |
| FY2018 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Inter & Co, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Inter & Co, Inc. has historically struggled to out-earn its cost of capital, averaging just 5.1% ROIC.
Inter & Co, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Inter & Co, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $68.76 per share.