John Marshall Bancorp, Inc. (JMSB) intrinsic value & 10-year financials
John Marshall Bancorp, Inc. (JMSB) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 6 fiscal years revenue grew 6.4% a year to $336.0K, with an average return on invested capital of 11.7%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $22.90
- Market cap
- $325.1M
- Revenue (FY2025)
- $336.0K
- Revenue growth (6-yr CAGR)
- 6.4%
- ROIC (10-yr avg)
- 11.7%
- Free cash flow (FY2025)
- $22.0M
JMSB 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $336.0K | $21.2M | $1.49 | $22.0M | — | 10.1% |
| FY2024 | $349.0K | $17.1M | $1.20 | $16.8M | — | 8.3% |
| FY2023 | $330.0K | $5.2M | $0.36 | $17.4M | — | 2.7% |
| FY2022 | $324.0K | $31.8M | $2.25 | $33.0M | — | 19.8% |
| FY2021 | $262.0K | $25.5M | $1.83 | $32.0M | — | 17.5% |
| FY2020 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
John Marshall Bancorp, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
John Marshall Bancorp, Inc. returns on capital have been average, hovering around 11.7% ROIC over the decade.
John Marshall Bancorp, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, John Marshall Bancorp, Inc. is modeled at -5.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-1.95 per share.