Klarna Group PLC (KLAR) intrinsic value & 10-year financials
Klarna Group PLC (KLAR) has a Graham intrinsic value of $0.33 per share. Over the last 4 fiscal years revenue grew 24.2% a year to $3.5B, with an average return on invested capital of -8.1%.
- Graham intrinsic value
- $0.33
- Revenue (FY2025)
- $3.5B
- Revenue growth (4-yr CAGR)
- 24.2%
- ROIC (10-yr avg)
- -8.1%
- Free cash flow (FY2025)
- -$1.0B
KLAR 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $3.5B | -$273.0M | -$0.79 | -$1.0B | -6.6% | -9.3% |
| FY2024 | $2.8B | $21.0M | $0.01 | $586.0M | -4.3% | -3.5% |
| FY2023 | $2.3B | -$244.0M | -$0.69 | $807.0M | -14.2% | -11.5% |
| FY2022 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Klarna Group plc revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Klarna Group plc 10-year average ROIC is N/A; capital efficiency cannot be assessed from the available history.
Klarna Group plc capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Klarna Group plc is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $0.33 per share.