Red River Bancshares Inc. (RRBI) intrinsic value & 10-year financials
Red River Bancshares Inc. (RRBI) has a Graham intrinsic value of $149.83 per share. At $101.27 on Oct 17, 2026, the stock trades 32% below that value. Over the last 9 fiscal years revenue grew 13.6% a year to $4.7M, with an average return on invested capital of 11.3%.
- Graham intrinsic value
- $149.83
- Share price (Oct 17, 2026)
- $101.27
- Price vs Graham value
- 32% below
- Market cap
- $679.0M
- Revenue (FY2025)
- $4.7M
- Revenue growth (9-yr CAGR)
- 13.6%
- ROIC (10-yr avg)
- 11.3%
- Free cash flow (FY2025)
- $42.2M
RRBI 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $4.7M | $42.8M | $6.38 | $42.2M | — | — |
| FY2024 | $3.8M | $34.2M | $4.95 | $33.4M | — | — |
| FY2023 | $3.8M | $34.9M | $4.86 | $35.2M | — | — |
| FY2022 | $3.5M | $36.9M | $5.13 | $37.4M | — | — |
| FY2021 | $3.3M | $33.0M | $4.51 | $58.8M | — | — |
| FY2020 | $2.3M | $28.1M | $3.83 | $5.8M | — | — |
| FY2019 | $2.1M | $24.8M | $3.49 | $22.7M | — | — |
| FY2018 | $1.9M | $23.1M | $3.41 | $20.6M | — | — |
| FY2017 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
RED RIVER BANCSHARES INC revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
RED RIVER BANCSHARES INC 10-year average ROIC is N/A; capital efficiency cannot be assessed from the available history.
RED RIVER BANCSHARES INC capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, RED RIVER BANCSHARES INC is modeled at 9.4% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $149.83 per share.