Shf Holdings, Inc. (SHFS) intrinsic value & 10-year financials
Shf Holdings, Inc. (SHFS) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 6 fiscal years revenue grew 2.3% a year to $7.7M, with an average return on invested capital of 5.4%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $0.14
- Market cap
- $420.7K
- Revenue (FY2025)
- $7.7M
- Revenue growth (6-yr CAGR)
- 2.3%
- ROIC (10-yr avg)
- 5.4%
- Free cash flow (FY2025)
- —
SHFS 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $7.7M | -$2.2M | -$0.82 | — | -70.4% | 88.2% |
| FY2024 | $15.2M | -$48.3M | -$17.43 | — | -46.5% | -19.7% |
| FY2023 | $17.6M | -$17.3M | -$0.41 | -$1.0M | -117.9% | -36.5% |
| FY2022 | $9.5M | -$35.1M | -$1.85 | $1.7M | -23.2% | -10.5% |
| FY2021 | $7.0M | $3.3M | — | $2.9M | 46.9% | — |
| FY2020 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
SHF Holdings, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
SHF Holdings, Inc. has historically struggled to out-earn its cost of capital, averaging just 5.4% ROIC.
SHF Holdings, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, SHF Holdings, Inc. is modeled at 2.3% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-9.27 per share.