Terra Property Trust, Inc. (TPTA) intrinsic value & 10-year financials
Terra Property Trust, Inc. (TPTA) has a Graham intrinsic value of $3.46 per share. Over the last 8 fiscal years revenue shrank 6.0% a year to $35.4M, with an average return on invested capital of -1.0%.
- Graham intrinsic value
- $3.46
- Revenue (FY2025)
- $35.4M
- Revenue growth (8-yr CAGR)
- -6.0%
- ROIC (10-yr avg)
- -1.0%
- Free cash flow (FY2025)
- —
TPTA 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $35.4M | -$27.8M | -$1.14 | — | -3.7% | -0.3% |
| FY2024 | $49.7M | -$37.2M | -$1.53 | — | 7.9% | 0.7% |
| FY2023 | $67.9M | -$56.9M | -$2.34 | — | -36.1% | -8.3% |
| FY2022 | $56.6M | -$7.0M | -$0.34 | — | 19.1% | -1.1% |
| FY2021 | $46.7M | -$12.4M | -$0.63 | — | 16.6% | -2.6% |
| FY2020 | $50.3M | $5.3M | — | — | 47.0% | 1.2% |
| FY2019 | $51.4M | $9.0M | — | — | 56.0% | 3.5% |
| FY2018 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Terra Property Trust, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Terra Property Trust, Inc. has historically struggled to out-earn its cost of capital, averaging just -1.0% ROIC.
Terra Property Trust, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Terra Property Trust, Inc. is modeled at -6.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $3.46 per share.