Consumer Credit Reporting, Collection Agencies stocks: intrinsic value, ROIC & growth
5 U.S. consumer credit reporting, collection agencies companies with at least three years of SEC filings, ranked by size. 2 of the 5 with a current price trade below their Graham intrinsic value. The median company earned a 8.8% average return on invested capital and grew revenue 8.8% a year.
Updated October 18, 2026
5companies
2below Graham value
8.8%median 10-yr ROIC
8.8%median revenue CAGR
Most undervalued consumer credit reporting, collection agencies stocks
| Ticker | Company | Upside | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| TRU | TransUnion | +4% | $74.08 | $77.06 | 4% below | $14.6B | 7.0% | 11.6% |
Highest-ROIC consumer credit reporting, collection agencies stocks
| Ticker | Company | 10-yr ROIC | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| SPGI | S&P Global | 123.6% | $429.64 | $285.84 | 50% above | $131.1B | 123.6% | 11.7% |
| MCO | Moody's Corporation | 64.8% | $485.07 | $454.06 | 7% above | $87.3B | 64.8% | 8.8% |
| EFX | Equifax | 8.8% | $161.25 | $67.56 | 139% above | $20.0B | 8.8% | 7.6% |
| TRU | TransUnion | 7.0% | $74.08 | $77.06 | 4% below | $14.6B | 7.0% | 11.6% |
All consumer credit reporting, collection agencies stocks
| Ticker | Company | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|
| SPGI | S&P Global | $429.64 | $285.84 | 50% above | $131.1B | 123.6% | 11.7% |
| MCO | Moody's Corporation | $485.07 | $454.06 | 7% above | $87.3B | 64.8% | 8.8% |
| EFX | Equifax | $161.25 | $67.56 | 139% above | $20.0B | 8.8% | 7.6% |
| TRU | TransUnion | $74.08 | $77.06 | 4% below | $14.6B | 7.0% | 11.6% |
| CRMZ | CREDITRISKMONITOR COM INC | $2.12 | $2.99 | 29% below | $23.0M | -40.9% | 5.1% |
Stock lists
Undervalued Stocks Below Graham Intrinsic Value
Highest ROIC Stocks (10-Year Average)
Highest Free Cash Flow Yield Stocks
Fastest-Growing Stocks by 10-Year Revenue