Senmiao Technology Ltd. (AIHS) intrinsic value & 10-year financials

Senmiao Technology Ltd. (AIHS) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 10 fiscal years revenue grew 15.3% a year to $1.5M, with an average return on invested capital of -278.1%.

Graham intrinsic value
—
Revenue (FY2026)
$1.5M
Revenue growth (10-yr CAGR)
15.3%
ROIC (10-yr avg)
-278.1%
Free cash flow (FY2026)
—

AIHS 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2026 $1.5M -$5.3M -$1.97 — -186.8% 121.3%
FY2025 $3.3M -$3.7M -$0.35 $498.7K -115.7% -1492.1%
FY2024 $6.8M -$3.7M -$0.41 -$664.4K -69.7% -268.9%
FY2023 $8.1M -$3.1M -$0.43 -$593.2K -76.0% -61.0%
FY2022 $4.9M -$536.6K -$0.10 -$12.4M -235.3% -212.4%
FY2021 $6.2M -$10.4M — -$6.4M -165.3% -232.5%
FY2020 $15.7M -$8.7M — -$6.9M -35.8% -136.7%
FY2019 $2.6M -$4.5M — -$6.3M -174.4% -132.6%
FY2018 $494.9K -$9.9M — -$778.3K -1992.7% -87.6%
FY2017 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Senmiao Technology Ltd revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Senmiao Technology Ltd has historically struggled to out-earn its cost of capital, averaging just -35.4% ROIC.

Senmiao Technology Ltd capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Senmiao Technology Ltd is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-65.43 per share.

AIHS stock: frequently asked questions

What is the intrinsic value of Senmiao Technology Ltd. (AIHS) stock?

Graham's formula only works with positive earnings. Senmiao Technology Ltd. reported diluted EPS of -$1.97 in fiscal 2026, so no Graham value is shown. The 10-year table shows revenue and cash-flow trends instead.

What is AIHS's return on invested capital?

Average ROIC over the last 10 fiscal years was -278.1%, and average return on equity was -24.4%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this AIHS data come from?

From Senmiao Technology Ltd.'s annual 10-K filings on SEC EDGAR, most recently filed Jun 30, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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