Grupo Aval Acciones Y Valores S.A. (AVAL) intrinsic value & 10-year financials

Grupo Aval Acciones Y Valores S.A. (AVAL) has no Graham intrinsic value right now because the formula needs positive earnings.

Graham intrinsic value
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Revenue (FY2025)
—
Revenue growth (10-yr CAGR)
7.6%
ROIC (10-yr avg)
8.2%
Free cash flow (FY2025)
—

AVAL 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 — — — — — —
FY2024 $46.5T $2.2T $42.75 $146.2B — 2.6%
FY2023 $47.7T $2.2T $31.12 $5.4T — 2.6%
FY2022 $37.3T $4.9T $107.29 -$741.5B — 6.0%
FY2021 $39.1T $5.7T $148.01 $5.2T — 8.3%
FY2020 $38.5T $4.6T $105.45 $9.4T — 7.8%
FY2019 $37.1T $5.4T $136.19 $5.0T — 9.7%
FY2018 $34.1T $5.2T $130.72 $8.2T — 9.9%
FY2017 $26.6T $3.2T $88.08 $4.6T — 12.5%
FY2016 $25.9T $3.5T $96.04 $1.7T — 14.3%

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Grupo Aval Acciones Y Valores S.A. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Grupo Aval Acciones Y Valores S.A. returns on capital have been average, hovering around 8.2% ROIC over the decade.

Grupo Aval Acciones Y Valores S.A. has not shown aggressive share repurchases (>10% retirement) or a major balance-sheet leverage increase (>50% net debt growth) over the 10-year window.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Grupo Aval Acciones Y Valores S.A. is modeled at -9.6% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-396.12 per share.

AVAL stock: frequently asked questions

What is AVAL's return on invested capital?

Average ROIC over the last 10 fiscal years was 8.2%, and average return on equity was 13.2%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this AVAL data come from?

From Grupo Aval Acciones Y Valores S.A.'s annual 10-K filings on SEC EDGAR, most recently filed Apr 17, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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