Creative Medical Technology HOLDINGS, Inc. (CELZ) intrinsic value & 10-year financials

Creative Medical Technology HOLDINGS, Inc. (CELZ) has a Graham intrinsic value of $68.53 per share. At $0.74 on Oct 17, 2026, the stock trades 99% below that value. Over the last 10 fiscal years revenue grew 2.8% a year to $6.0K, with an average return on invested capital of 34.9%.

Graham intrinsic value
$68.53
Share price (Oct 17, 2026)
$0.74
Price vs Graham value
99% below
Market cap
$1.8M
Revenue (FY2025)
$6.0K
Revenue growth (10-yr CAGR)
2.8%
ROIC (10-yr avg)
34.9%
Free cash flow (FY2025)
—

CELZ 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $6.0K -$6.0M -$2.52 — -102380.2% —
FY2024 $11.0K -$5.5M -$3.71 — -52216.9% —
FY2023 $9.0K -$5.3M -$3.76 — -62445.9% —
FY2022 $88.6K -$10.1M -$0.93 — -11562.5% —
FY2021 $87.8K $19.2M $5.61 — -3562.2% —
FY2020 $164.5K -$36.3M -$62.69 — -677.7% 2.8%
FY2019 $165.5K -$8.5M — — -682.9% —
FY2018 $124.4K -$13.7M — — -895.7% —
FY2017 $4.8K -$2.7M — — -24537.6% 67.0%
FY2016 $0 -$766.1K — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. has earned high returns on invested capital, averaging 34.9% ROIC over the available history. High ROIC is consistent with a durable franchise, but it is not by itself proof of an economic moat.

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. is modeled at 2.8% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $68.53 per share.

CELZ stock: frequently asked questions

What is the intrinsic value of Creative Medical Technology HOLDINGS, Inc. (CELZ) stock?

Using Benjamin Graham's revised formula, V = EPS × (8.5 + 2g) × 4.4 / Y, with reported diluted earnings per share, a 2.8% normalized growth rate (capped at 15%) and a 5.1% AAA corporate bond yield, CELZ's intrinsic value is about $68.53 per share.

Is CELZ stock undervalued?

At $0.74 (close on Oct 17, 2026), CELZ trades 99% below its Graham value of $68.53. On Graham's terms that leaves a margin of safety. A formula is a starting point for research, not a recommendation.

How fast has Creative Medical Technology HOLDINGS, Inc. grown?

Revenue went from $0 in fiscal 2016 to $6.0K in fiscal 2025, a compound annual growth rate of 2.8%. Net income was -$6.0M in fiscal 2025.

What is CELZ's return on invested capital?

Average ROIC over the last 10 fiscal years was 34.9%, and average return on equity was 103.8%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this CELZ data come from?

From Creative Medical Technology HOLDINGS, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed Aug 7, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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