Figure Technology Solutions, Inc. (FGRS) intrinsic value & 10-year financials

Figure Technology Solutions, Inc. (FGRS) has a Graham intrinsic value of $14.61 per share. Over the last 4 fiscal years revenue grew 55.5% a year to $506.9M, with an average return on invested capital of 10.0%.

Graham intrinsic value
$14.61
Revenue (FY2025)
$506.9M
Revenue growth (4-yr CAGR)
55.5%
ROIC (10-yr avg)
10.0%
Free cash flow (FY2025)
—

FGRS 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $506.9M $133.9M $0.44 — 23.2% 46.9%
FY2024 $340.9M $17.2M $0.00 — 2.7% 3.5%
FY2023 $209.5M -$47.9M -$0.47 — -23.6% -20.5%
FY2022 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Figure Technology Solutions, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Figure Technology Solutions, Inc. returns on capital have been average, hovering around 10.0% ROIC over the decade.

Figure Technology Solutions, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Figure Technology Solutions, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $14.61 per share.

FGRS stock: frequently asked questions

What is the intrinsic value of Figure Technology Solutions, Inc. (FGRS) stock?

Using Benjamin Graham's revised formula, V = EPS × (8.5 + 2g) × 4.4 / Y, with reported diluted earnings per share, a 15.0% normalized growth rate (capped at 15%) and a 5.1% AAA corporate bond yield, FGRS's intrinsic value is about $14.61 per share.

What is FGRS's return on invested capital?

Average ROIC over the last 4 fiscal years was 10.0%, and average return on equity was 1.0%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this FGRS data come from?

From Figure Technology Solutions, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed May 15, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

Similar loan brokers stocks