Finance of America Companies Inc. (FOA) intrinsic value & 10-year financials
Finance of America Companies Inc. (FOA) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 8 fiscal years revenue shrank 9.3% a year to $497.4M, with an average return on invested capital of -1.9%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $11.02
- Market cap
- $296.8M
- Revenue (FY2025)
- $497.4M
- Revenue growth (8-yr CAGR)
- -9.3%
- ROIC (10-yr avg)
- -1.9%
- Free cash flow (FY2025)
- —
FOA 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $497.4M | $45.2M | $3.74 | — | — | 6.9% |
| FY2024 | $338.2M | $15.5M | $1.18 | — | — | 2.4% |
| FY2023 | $234.2M | -$80.1M | -$0.98 | — | — | -11.9% |
| FY2022 | $573.2M | -$190.7M | -$3.12 | $1.4B | — | -19.0% |
| FY2021 | $1.7B | — | — | — | — | — |
| FY2020 | $1.8B | -$17.7M | — | -$9.8M | -0.1% | 7.8% |
| FY2019 | $891.5M | $4.1M | — | -$5.2M | -0.0% | 2.4% |
| FY2018 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Finance of America Companies Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Finance of America Companies Inc. has historically struggled to out-earn its cost of capital, averaging just -1.9% ROIC.
Finance of America Companies Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Finance of America Companies Inc. is modeled at -9.3% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-32.40 per share.