Onity Group Inc. (ONIT) intrinsic value & 10-year financials
Onity Group Inc. (ONIT) has a Graham intrinsic value of $712.81 per share. At $25.59 on Oct 17, 2026, the stock trades 96% below that value. Over the last 10 fiscal years revenue shrank 6.9% a year to $57.8M, with an average return on invested capital of -6.6%.
- Graham intrinsic value
- $712.81
- Share price (Oct 17, 2026)
- $25.59
- Price vs Graham value
- 96% below
- Market cap
- $221.0M
- Revenue (FY2025)
- $57.8M
- Revenue growth (10-yr CAGR)
- -6.9%
- ROIC (10-yr avg)
- -6.6%
- Free cash flow (FY2025)
- -$750.9M
ONIT 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $57.8M | $189.5M | $21.46 | -$750.9M | — | 35.4% |
| FY2024 | $42.0M | $33.9M | $4.13 | -$574.6M | — | 8.0% |
| FY2023 | $32.0M | -$63.7M | -$8.34 | $8.2M | — | -14.8% |
| FY2022 | $33.2M | $25.7M | $2.85 | $167.7M | — | 5.5% |
| FY2021 | $42.7M | $18.1M | $1.93 | -$475.4M | — | 4.1% |
| FY2020 | $25.6M | -$40.2M | -$4.59 | $256.9M | — | -9.7% |
| FY2019 | $23.3M | -$142.1M | -$15.86 | $150.0M | — | -29.4% |
| FY2018 | $51.0M | -$70.8M | — | $263.6M | — | -12.9% |
| FY2017 | $101.8M | -$128.0M | -$1.01 | $402.9M | — | -21.4% |
| FY2016 | $110.2M | -$199.8M | -$1.61 | $441.1M | — | -30.6% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
ONITY GROUP INC. is facing top-line stagnation, with revenue contracting over the decade.
ONITY GROUP INC. has historically struggled to out-earn its cost of capital, averaging just -6.6% ROIC.
Over the decade, ONITY GROUP INC. shows that management has aggressively returned capital to shareholders by retiring 93.0% of outstanding shares.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, ONITY GROUP INC. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $712.81 per share.