Genworth Financial Inc. (GNW) intrinsic value & 10-year financials
Genworth Financial Inc. (GNW) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 10 fiscal years revenue shrank 1.5% a year to $7.3B, with an average return on invested capital of 2.1%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $9.07
- Market cap
- $3.8B
- Revenue (FY2025)
- $7.3B
- Revenue growth (10-yr CAGR)
- -1.5%
- ROIC (10-yr avg)
- 2.1%
- Free cash flow (FY2025)
- —
GNW 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $7.3B | $223.0M | $0.54 | — | — | 2.8% |
| FY2024 | $7.3B | $299.0M | $0.68 | — | — | 4.0% |
| FY2023 | $7.5B | $76.0M | $0.16 | — | 0.5% | 0.2% |
| FY2022 | $7.5B | $609.0M | $1.19 | — | 8.4% | 3.5% |
| FY2021 | $7.8B | $904.0M | $1.76 | — | 9.8% | 3.5% |
| FY2020 | $8.7B | $178.0M | $0.35 | — | 3.7% | 1.0% |
| FY2019 | $8.1B | $343.0M | $0.67 | — | 5.2% | 1.9% |
| FY2018 | $8.4B | $119.0M | $0.24 | — | 2.1% | 0.6% |
| FY2017 | $8.3B | $817.0M | $1.63 | — | 8.4% | 4.8% |
| FY2016 | $8.4B | -$277.0M | -$0.56 | — | -3.8% | -1.1% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
GENWORTH FINANCIAL INC is facing top-line stagnation, with revenue contracting over the decade.
GENWORTH FINANCIAL INC has historically struggled to out-earn its cost of capital, averaging just 2.1% ROIC.
Over the decade, GENWORTH FINANCIAL INC shows that management has aggressively returned capital to shareholders by retiring 16.9% of outstanding shares.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, GENWORTH FINANCIAL INC is modeled at -12.9% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-8.06 per share.