GoHealth, Inc. (GOCO) intrinsic value & 10-year financials

GoHealth, Inc. (GOCO) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 9 fiscal years revenue grew 6.9% a year to $361.8M, with an average return on invested capital of -29.7%.

Graham intrinsic value
—
Revenue (FY2025)
$361.8M
Revenue growth (9-yr CAGR)
6.9%
ROIC (10-yr avg)
-29.7%
Free cash flow (FY2025)
-$130.2M

GOCO 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $361.8M -$257.1M -$20.17 -$130.2M -114.1% -58.5%
FY2024 $798.9M -$2.9M -$0.66 -$35.3M -0.9% -1.0%
FY2023 $734.7M -$63.3M -$7.19 $95.4M -11.1% -11.1%
FY2022 $631.7M -$148.7M -$17.72 $47.4M -50.4% -36.2%
FY2021 $1.1B -$189.4M -$1.79 -$318.8M -46.1% -61.3%
FY2020 $877.4M -$44.3M -$0.22 -$128.7M -7.4% -10.1%
FY2019 $0 — — — — —
FY2018 $226.2M $28.1M — -$727.0K 12.7% —
FY2017 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

GoHealth, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

GoHealth, Inc. has historically struggled to out-earn its cost of capital, averaging just -29.7% ROIC.

GoHealth, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, GoHealth, Inc. is modeled at 6.9% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-389.45 per share.

GOCO stock: frequently asked questions

What is the intrinsic value of GoHealth, Inc. (GOCO) stock?

Graham's formula only works with positive earnings. GoHealth, Inc. reported diluted EPS of -$20.17 in fiscal 2025, so no Graham value is shown. The 10-year table shows revenue and cash-flow trends instead.

Does GoHealth, Inc. generate free cash flow?

GoHealth, Inc. generated -$130.2M of free cash flow (operating cash flow minus capital expenditures) in fiscal 2025. Free cash flow was positive in 2 of the last 7 reported years.

What is GOCO's return on invested capital?

Average ROIC over the last 9 fiscal years was -29.7%, and average return on equity was -53.6%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this GOCO data come from?

From GoHealth, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed May 18, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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