Coffee Holding Co. Inc. (JVA) intrinsic value & 10-year financials

Coffee Holding Co. Inc. (JVA) has a Graham intrinsic value of $2.80 per share. At $4.56 on Oct 17, 2026, the stock trades 63% above that value. Over the last 10 fiscal years revenue grew 2.2% a year to $96.3M, with an average return on invested capital of 1.8%.

Graham intrinsic value
$2.80
Share price (Oct 17, 2026)
$4.56
Price vs Graham value
63% above
Market cap
$26.0M
Revenue (FY2025)
$96.3M
Revenue growth (10-yr CAGR)
2.2%
ROIC (10-yr avg)
1.8%
Free cash flow (FY2025)
-$5.2M

JVA 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $96.3M $1.4M $0.25 -$5.2M 2.2% 5.8%
FY2024 $78.6M $2.2M $0.39 $5.1M 3.8% 8.6%
FY2023 $68.2M -$835.6K -$0.15 -$205.7K -2.0% -4.1%
FY2022 $65.7M -$3.7M -$0.66 -$6.5M -8.1% -15.8%
FY2021 $63.9M $1.3M — $3.2M 2.3% 4.2%
FY2020 $74.3M -$94.3K — $3.9M -1.1% -2.3%
FY2019 $86.5M -$94.6K — -$2.9M 0.6% 2.2%
FY2018 $90.7M $1.1M — $8.3M 2.6% 6.5%
FY2017 $77.1M $467.3K — $796.7K 1.6% 3.2%
FY2016 $78.9M $2.2M — $644.4K 4.9% 9.7%

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

COFFEE HOLDING CO INC has demonstrated mature, steady growth, with revenue compounding at 2.2% annually over the past decade.

COFFEE HOLDING CO INC has historically struggled to out-earn its cost of capital, averaging just 1.8% ROIC.

COFFEE HOLDING CO INC capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, COFFEE HOLDING CO INC is modeled at 2.2% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $2.80 per share.

JVA stock: frequently asked questions

What is the intrinsic value of Coffee Holding Co. Inc. (JVA) stock?

Using Benjamin Graham's revised formula, V = EPS × (8.5 + 2g) × 4.4 / Y, with reported diluted earnings per share, a 2.2% normalized growth rate (capped at 15%) and a 5.1% AAA corporate bond yield, JVA's intrinsic value is about $2.80 per share.

Is JVA stock undervalued?

At $4.56 (close on Oct 17, 2026), JVA trades 63% above its Graham value of $2.80. On Graham's terms the shares look fully priced. A formula is a starting point for research, not a recommendation.

How fast has Coffee Holding Co. Inc. grown?

Revenue went from $78.9M in fiscal 2016 to $96.3M in fiscal 2025, a compound annual growth rate of 2.2%. Net income was $1.4M in fiscal 2025.

Does Coffee Holding Co. Inc. generate free cash flow?

Coffee Holding Co. Inc. generated -$5.2M of free cash flow (operating cash flow minus capital expenditures) in fiscal 2025. Free cash flow was positive in 6 of the last 10 reported years.

What is JVA's return on invested capital?

Average ROIC over the last 10 fiscal years was 1.8%, and average return on equity was 1.6%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this JVA data come from?

From Coffee Holding Co. Inc.'s annual 10-K filings on SEC EDGAR, most recently filed Jun 12, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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