INSPERITY, Inc. (NSP) intrinsic value & 10-year financials
INSPERITY, Inc. (NSP) has a Graham intrinsic value of $51.15 per share. At $51.38 on Oct 17, 2026, the stock trades 0% above that value. Over the last 10 fiscal years revenue grew 9.8% a year to $6.8B, with an average return on invested capital of -98.9%.
- Graham intrinsic value
- $51.15
- Share price (Oct 17, 2026)
- $51.38
- Price vs Graham value
- 0% above
- Market cap
- $2.0B
- Revenue (FY2025)
- $6.8B
- Revenue growth (10-yr CAGR)
- 9.8%
- ROIC (10-yr avg)
- -98.9%
- Free cash flow (FY2025)
- -$309.0M
NSP 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $6.8B | -$7.0M | -$0.19 | -$309.0M | -0.1% | 3.0% |
| FY2024 | $6.6B | $91.0M | $2.42 | $482.0M | 1.8% | -24.9% |
| FY2023 | $6.5B | $171.4M | $4.47 | $158.4M | 3.4% | -83.4% |
| FY2022 | $5.9B | $179.3M | $4.64 | $317.4M | 4.2% | -98.7% |
| FY2021 | $5.0B | $124.1M | $3.18 | $227.2M | 3.5% | -115.6% |
| FY2020 | $4.3B | $138.2M | $3.54 | $248.2M | 4.5% | -253.9% |
| FY2019 | $4.3B | $151.1M | $3.70 | $148.8M | 4.3% | -212.9% |
| FY2018 | $3.8B | $135.4M | $3.22 | $149.2M | 4.7% | -92.2% |
| FY2017 | $3.3B | $84.4M | $2.01 | $171.1M | 3.9% | -55.3% |
| FY2016 | $2.9B | $66.0M | $1.54 | $98.7M | 3.6% | -55.1% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
INSPERITY, INC. is a consistent compounder, expanding top-line revenue at 9.8% annually over the past decade.
INSPERITY, INC. has historically struggled to out-earn its cost of capital, averaging just -52.7% ROIC.
Over the decade, INSPERITY, INC. shows that management has aggressively returned capital to shareholders by retiring 11.0% of outstanding shares.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, INSPERITY, INC. is modeled at 8.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $51.15 per share.