Nsts Bancorp, Inc. (NSTS) intrinsic value & 10-year financials
Nsts Bancorp, Inc. (NSTS) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 7 fiscal years revenue shrank 0.2% a year to $252.0K, with an average return on invested capital of -1.1%.
- Graham intrinsic value
- —
- Revenue (FY2025)
- $252.0K
- Revenue growth (7-yr CAGR)
- -0.2%
- ROIC (10-yr avg)
- -1.1%
- Free cash flow (FY2025)
- $3.9M
NSTS 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $252.0K | -$386.0K | — | $3.9M | — | -0.5% |
| FY2024 | $256.0K | -$789.0K | — | $9.1M | — | -1.0% |
| FY2023 | $270.0K | -$4.0M | — | -$85.0K | — | -5.0% |
| FY2022 | $291.0K | $27.0K | — | $2.8M | — | 0.0% |
| FY2021 | $289.0K | -$55.0K | — | $1.3M | — | -0.1% |
| FY2020 | $255.0K | -$112.0K | — | -$724.0K | — | -0.2% |
| FY2019 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
NSTS Bancorp, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
NSTS Bancorp, Inc. has historically struggled to out-earn its cost of capital, averaging just -1.1% ROIC.
NSTS Bancorp, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, NSTS Bancorp, Inc. is modeled at -0.2% normalized earnings growth with a 5.1% bond-yield adjustment.