Porch Group, Inc. (PRCH) intrinsic value & 10-year financials

Porch Group, Inc. (PRCH) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 8 fiscal years revenue grew 32.5% a year to $418.9M, with an average return on invested capital of -71.4%.

Graham intrinsic value
—
Share price (Oct 17, 2026)
$17.50
Market cap
$1.8B
Revenue (FY2025)
$418.9M
Revenue growth (8-yr CAGR)
32.5%
ROIC (10-yr avg)
-71.4%
Free cash flow (FY2025)
$66.0M

PRCH 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $418.9M -$3.4M -$0.03 $66.0M 8.7% 7.0%
FY2024 $437.8M -$32.8M -$0.33 -$32.2M -14.7% -38.2%
FY2023 $430.3M -$133.9M -$1.39 $33.1M -44.2% -84.3%
FY2022 $275.9M -$156.6M -$1.61 -$20.1M -64.2% -56.4%
FY2021 $192.4M -$106.6M -$1.14 -$35.7M -43.3% -49.0%
FY2020 $73.2M -$51.6M -$1.90 -$48.9M -56.5% -142.9%
FY2019 $77.6M -$103.3M -$3.31 -$29.8M -113.6% -136.2%
FY2018 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Porch Group, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Porch Group, Inc. has historically struggled to out-earn its cost of capital, averaging just -71.4% ROIC.

Porch Group, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Porch Group, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-1.00 per share.

PRCH stock: frequently asked questions

What is the intrinsic value of Porch Group, Inc. (PRCH) stock?

Graham's formula only works with positive earnings. Porch Group, Inc. reported diluted EPS of -$0.03 in fiscal 2025, so no Graham value is shown. The 10-year table shows revenue and cash-flow trends instead.

Does Porch Group, Inc. generate free cash flow?

Porch Group, Inc. generated $66.0M of free cash flow (operating cash flow minus capital expenditures) in fiscal 2025. Free cash flow was positive in 2 of the last 7 reported years.

What is PRCH's return on invested capital?

Average ROIC over the last 8 fiscal years was -71.4%, and average return on equity was -87.8%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this PRCH data come from?

From Porch Group, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed Jul 29, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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