Accident & Health Insurance stocks: intrinsic value, ROIC & growth
6 U.S. accident & health insurance companies with at least three years of SEC filings, ranked by size. 2 of the 5 with a current price trade below their Graham intrinsic value. The median company earned a 10.8% average return on invested capital and grew revenue 2.6% a year.
Updated October 18, 2026
6companies
2below Graham value
10.8%median 10-yr ROIC
2.6%median revenue CAGR
Most undervalued accident & health insurance stocks
| Ticker | Company | Upside | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| PREJF | PARTNERRE LTD | +108% | $15.50 | $32.22 | 52% below | $758.6M | 9.3% | 4.5% |
| AFL | Aflac | +20% | $119.97 | $144.16 | 17% below | $64.2B | 14.3% | -3.0% |
Highest-ROIC accident & health insurance stocks
| Ticker | Company | 10-yr ROIC | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| AFL | Aflac | 14.3% | $119.97 | $144.16 | 17% below | $64.2B | 14.3% | -3.0% |
| PFG | Principal Financial Group | 13.8% | $108.81 | $54.17 | 101% above | $24.6B | 13.8% | 2.6% |
| CNO | CNO Financial Group, Inc. | 10.8% | $54.71 | $22.86 | 139% above | $5.5B | 10.8% | 1.3% |
| PREJF | PARTNERRE LTD | 9.3% | $15.50 | $32.22 | 52% below | $758.6M | 9.3% | 4.5% |
| UNM | Unum Group | 7.9% | $92.23 | $37.72 | 145% above | $15.9B | 7.9% | 1.9% |
All accident & health insurance stocks
| Ticker | Company | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|
| AFL | Aflac | $119.97 | $144.16 | 17% below | $64.2B | 14.3% | -3.0% |
| PFG | Principal Financial Group | $108.81 | $54.17 | 101% above | $24.6B | 13.8% | 2.6% |
| UNM | Unum Group | $92.23 | $37.72 | 145% above | $15.9B | 7.9% | 1.9% |
| CNO | CNO Financial Group, Inc. | $54.71 | $22.86 | 139% above | $5.5B | 10.8% | 1.3% |
| PRCH | Porch Group, Inc. | $17.50 | — | — | $1.8B | -71.4% | 32.5% |
| PREJF | PARTNERRE LTD | $15.50 | $32.22 | 52% below | $758.6M | 9.3% | 4.5% |
Stock lists
Undervalued Stocks Below Graham Intrinsic Value
Highest ROIC Stocks (10-Year Average)
Highest Free Cash Flow Yield Stocks
Fastest-Growing Stocks by 10-Year Revenue