Prog Holdings, Inc. (PRG) intrinsic value & 10-year financials
Prog Holdings, Inc. (PRG) has a Graham intrinsic value of $49.37 per share. At $30.99 on Oct 17, 2026, the stock trades 37% below that value. Over the last 9 fiscal years revenue grew 2.4% a year to $2.4B, with an average return on invested capital of 14.7%.
- Graham intrinsic value
- $49.37
- Share price (Oct 17, 2026)
- $30.99
- Price vs Graham value
- 37% below
- Market cap
- $1.3B
- Revenue (FY2025)
- $2.4B
- Revenue growth (9-yr CAGR)
- 2.4%
- ROIC (10-yr avg)
- 14.7%
- Free cash flow (FY2025)
- $324.9M
PRG 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $2.4B | $146.8M | $3.59 | $324.9M | 8.6% | 13.8% |
| FY2024 | $2.5B | $197.2M | $4.53 | $130.2M | 7.9% | 17.5% |
| FY2023 | $2.4B | $138.8M | $2.98 | $194.6M | 9.4% | 15.5% |
| FY2022 | $2.6B | $98.7M | $1.90 | $232.8M | 7.1% | 11.6% |
| FY2021 | $2.7B | $243.6M | $3.67 | $236.4M | 12.5% | 23.6% |
| FY2020 | $2.5B | -$61.5M | -$0.90 | $391.6M | 10.9% | 20.3% |
| FY2019 | $2.2B | $31.5M | $0.47 | $224.2M | 1.3% | 0.8% |
| FY2018 | $2.0B | $196.2M | $2.78 | $277.7M | 7.7% | — |
| FY2017 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
PROG Holdings, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
PROG Holdings, Inc. returns on capital have been average, hovering around 14.7% ROIC over the decade.
PROG Holdings, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, PROG Holdings, Inc. is modeled at 3.7% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $49.37 per share.