George Risk INDUSTRIES, Inc. (RSKIA) intrinsic value & 10-year financials
George Risk INDUSTRIES, Inc. (RSKIA) has a Graham intrinsic value of $77.06 per share. At $20.75 on Oct 17, 2026, the stock trades 73% below that value. Over the last 10 fiscal years revenue grew 9.6% a year to $24.9M, with an average return on invested capital of 11.1%.
- Graham intrinsic value
- $77.06
- Share price (Oct 17, 2026)
- $20.75
- Price vs Graham value
- 73% below
- Market cap
- $101.9M
- Revenue (FY2026)
- $24.9M
- Revenue growth (10-yr CAGR)
- 9.6%
- ROIC (10-yr avg)
- 11.1%
- Free cash flow (FY2026)
- $4.3M
RSKIA 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2026 | $24.9M | $11.4M | $2.32 | $4.3M | 28.0% | — |
| FY2025 | $22.5M | $7.1M | $1.45 | $3.9M | 27.7% | — |
| FY2024 | $21.8M | $7.6M | $1.53 | $5.6M | 28.9% | — |
| FY2023 | $20.0M | $4.8M | $0.96 | $2.3M | 25.3% | — |
| FY2022 | $20.7M | $3.6M | $0.72 | $1.6M | 27.2% | — |
| FY2021 | $18.5M | $10.8M | $2.18 | $3.3M | 28.7% | — |
| FY2020 | $14.8M | $2.1M | $0.42 | $2.6M | 25.2% | — |
| FY2019 | $14.1M | $3.3M | $0.66 | $2.6M | 23.4% | — |
| FY2018 | $11.9M | $2.5M | $0.51 | -$163.0K | 20.9% | — |
| FY2017 | $10.9M | $2.4M | $0.48 | $3.1M | 25.5% | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
GEORGE RISK INDUSTRIES, INC. is a consistent compounder, expanding top-line revenue at 9.6% annually over the past decade.
GEORGE RISK INDUSTRIES, INC. 10-year average ROIC is N/A; capital efficiency cannot be assessed from the available history.
GEORGE RISK INDUSTRIES, INC. has not shown aggressive share repurchases (>10% retirement) or a major balance-sheet leverage increase (>50% net debt growth) over the 10-year window.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, GEORGE RISK INDUSTRIES, INC. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $77.06 per share.