Hospital & Medical Service Plans stocks: intrinsic value, ROIC & growth
10 U.S. hospital & medical service plans companies with at least three years of SEC filings, ranked by size. 4 of the 7 with a current price trade below their Graham intrinsic value. The median company earned a 15.4% average return on invested capital and grew revenue 22.1% a year.
Updated October 18, 2026
10companies
4below Graham value
15.4%median 10-yr ROIC
22.1%median revenue CAGR
Most undervalued hospital & medical service plans stocks
| Ticker | Company | Upside | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| CI | Cigna | +123% | $302.30 | $672.81 | 55% below | $81.2B | 10.6% | 23.9% |
| MOH | MOLINA HEALTHCARE, INC. | +43% | $207.36 | $296.28 | 30% below | $11.0B | 78.8% | 11.0% |
| ELV | Elevance Health | +24% | $428.26 | $532.87 | 20% below | $96.2B | 10.2% | 9.9% |
Highest-ROIC hospital & medical service plans stocks
| Ticker | Company | 10-yr ROIC | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| MOH | MOLINA HEALTHCARE, INC. | 78.8% | $207.36 | $296.28 | 30% below | $11.0B | 78.8% | 11.0% |
| OSCR | Oscar Health, Inc. | 18.0% | $31.89 | — | — | $8.4B | 18.0% | -37.7% |
| UNH | UnitedHealth Group | 17.6% | $401.43 | $254.76 | 58% above | $365.7B | 17.6% | 10.3% |
| HUM | Humana | 15.4% | $413.16 | $247.21 | 67% above | $49.9B | 15.4% | 22.1% |
| CI | Cigna | 10.6% | $302.30 | $672.81 | 55% below | $81.2B | 10.6% | 23.9% |
| ELV | Elevance Health | 10.2% | $428.26 | $532.87 | 20% below | $96.2B | 10.2% | 9.9% |
| CNC | Centene Corporation | 4.3% | $69.16 | $209.59 | 67% below | $34.1B | 4.3% | 18.6% |
All hospital & medical service plans stocks
| Ticker | Company | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|
| UNH | UnitedHealth Group | $401.43 | $254.76 | 58% above | $365.7B | 17.6% | 10.3% |
| ELV | Elevance Health | $428.26 | $532.87 | 20% below | $96.2B | 10.2% | 9.9% |
| CI | Cigna | $302.30 | $672.81 | 55% below | $81.2B | 10.6% | 23.9% |
| HUM | Humana | $413.16 | $247.21 | 67% above | $49.9B | 15.4% | 22.1% |
| CNC | Centene Corporation | $69.16 | $209.59 | 67% below | $34.1B | 4.3% | 18.6% |
| MOH | MOLINA HEALTHCARE, INC. | $207.36 | $296.28 | 30% below | $11.0B | 78.8% | 11.0% |
| OSCR | Oscar Health, Inc. | $31.89 | — | — | $8.4B | 18.0% | -37.7% |
| CLOV | CLOVER HEALTH INVESTMENTS, CORP. /DE | $4.48 | — | — | $2.3B | -101.3% | 26.8% |
| ALHC | Alignment Healthcare, Inc. | $8.28 | — | — | $1.6B | 549.3% | 31.8% |
| TRUP | TRUPANION, INC. | $28.12 | $14.95 | 88% above | $1.2B | -8.3% | 25.4% |
Stock lists
Undervalued Stocks Below Graham Intrinsic Value
Highest ROIC Stocks (10-Year Average)
Highest Free Cash Flow Yield Stocks
Fastest-Growing Stocks by 10-Year Revenue