American Integrity Insurance Group, Inc. (AII) intrinsic value & 10-year financials
American Integrity Insurance Group, Inc. (AII) has a Graham intrinsic value of $187.67 per share. At $27.50 on Oct 17, 2026, the stock trades 85% below that value. Over the last 3 fiscal years revenue grew 35.3% a year to $276.5M, with an average return on invested capital of -122.4%.
- Graham intrinsic value
- $187.67
- Share price (Oct 17, 2026)
- $27.50
- Price vs Graham value
- 85% below
- Market cap
- $474.0M
- Revenue (FY2025)
- $276.5M
- Revenue growth (3-yr CAGR)
- 35.3%
- ROIC (10-yr avg)
- -122.4%
- Free cash flow (FY2025)
- $133.2M
AII 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $276.5M | $99.6M | $5.65 | $133.2M | — | 160.8% |
| FY2024 | $204.4M | $39.7M | $2.95 | $147.6M | — | -405.6% |
| FY2023 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
American Integrity Insurance Group, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
American Integrity Insurance Group, Inc. has historically struggled to out-earn its cost of capital, averaging just -1.2% ROIC.
American Integrity Insurance Group, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, American Integrity Insurance Group, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $187.67 per share.