International Money Express, Inc. (IMXI) intrinsic value & 10-year financials
International Money Express, Inc. (IMXI) has a Graham intrinsic value of $32.05 per share. At $10.30 on Oct 17, 2026, the stock trades 68% below that value. Over the last 10 fiscal years revenue grew 12.1% a year to $607.8M, with an average return on invested capital of 28.8%.
- Graham intrinsic value
- $32.05
- Share price (Oct 17, 2026)
- $10.30
- Price vs Graham value
- 68% below
- Market cap
- $310.9M
- Revenue (FY2025)
- $607.8M
- Revenue growth (10-yr CAGR)
- 12.1%
- ROIC (10-yr avg)
- 28.8%
- Free cash flow (FY2025)
- $15.8M
IMXI 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $607.8M | $32.7M | $1.08 | $15.8M | 9.2% | 20.2% |
| FY2024 | $658.6M | $58.8M | $1.79 | $23.1M | 14.4% | 44.7% |
| FY2023 | $658.7M | $59.5M | $1.63 | $130.7M | 14.5% | 44.6% |
| FY2022 | $546.8M | $57.3M | $1.48 | $3.0M | 15.2% | 45.1% |
| FY2021 | $459.2M | $46.8M | $1.20 | $67.5M | 14.8% | 50.0% |
| FY2020 | $357.2M | $33.8M | $0.88 | -$4.9M | 14.8% | 45.0% |
| FY2019 | $319.6M | $19.6M | $0.52 | $46.1M | 11.4% | 33.4% |
| FY2018 | $273.9M | -$7.2M | -$0.28 | $14.5M | 4.8% | 12.7% |
| FY2017 | — | -$185.3K | — | — | — | -0.5% |
| FY2016 | — | -$1.6K | — | — | — | -7.6% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
International Money Express, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
International Money Express, Inc. has earned high returns on invested capital, averaging 32.8% ROIC over the available history. High ROIC is consistent with a durable franchise, but it is not by itself proof of an economic moat.
International Money Express, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, International Money Express, Inc. is modeled at 12.9% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $32.05 per share.