Business Services stocks: intrinsic value, ROIC & growth
97 U.S. business services companies with at least three years of SEC filings, ranked by size. 33 of the 64 with a current price trade below their Graham intrinsic value. The median company earned a 8.5% average return on invested capital and grew revenue 13.1% a year.
Updated October 18, 2026
97companies
33below Graham value
8.5%median 10-yr ROIC
13.1%median revenue CAGR
Most undervalued business services stocks
| Ticker | Company | Upside | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| PYPL | PayPal | +217% | $56.70 | $179.70 | 68% below | $54.9B | 15.6% | 13.2% |
| IMXI | International Money Express, Inc. | +211% | $10.30 | $32.05 | 68% below | $310.9M | 28.8% | 12.1% |
| PRTH | Priority Technology Holdings, Inc. | +149% | $7.82 | $19.47 | 60% below | $637.1M | 64.2% | 12.0% |
| GPN | Global Payments | +97% | $83.67 | $164.76 | 49% below | $20.2B | 4.5% | 11.5% |
| MMS | MAXIMUS, INC. | +90% | $61.47 | $116.47 | 47% below | $3.6B | 17.5% | 9.5% |
| NUTX | Nutex Health Inc. | +87% | $186.10 | $348.10 | 47% below | $1.3B | 1185.7% | 273.4% |
| BR | Broadridge Financial Solutions | +82% | $175.11 | $318.87 | 45% below | $20.5B | 17.3% | 6.8% |
| WEX | WEX Inc. | +55% | $182.01 | $281.34 | 35% below | $6.5B | 7.9% | 6.9% |
| EXLS | ExlService Holdings, Inc. | +29% | $39.51 | $51.15 | 23% below | $6.4B | 13.6% | 13.2% |
| FICO | Fair Isaac | +14% | $771.19 | $881.54 | 13% below | $18.9B | 38.5% | 9.5% |
Highest-ROIC business services stocks
| Ticker | Company | 10-yr ROIC | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|---|
| MA | Mastercard | 90.2% | $617.42 | $548.72 | 13% above | $559.4B | 90.2% | 13.2% |
| ACN | Accenture | 67.2% | $229.68 | $241.93 | 5% below | $145.3B | 67.2% | 8.0% |
| PRTH | Priority Technology Holdings, Inc. | 64.2% | $7.82 | $19.47 | 60% below | $637.1M | 64.2% | 12.0% |
| TNET | TRINET GROUP, INC. | 56.2% | $70.70 | $67.64 | 5% above | $3.5B | 56.2% | 5.6% |
| FICO | Fair Isaac | 38.5% | $771.19 | $881.54 | 13% below | $18.9B | 38.5% | 9.5% |
| MSCI | MSCI Inc. | 36.6% | $569.08 | $521.15 | 9% above | $43.6B | 36.6% | 11.8% |
| WU | Western Union CO | 34.6% | $6.17 | $32.13 | 81% below | $2.0B | 34.6% | -3.6% |
| V | Visa Inc. | 29.7% | $402.61 | — | — | — | 29.7% | 11.4% |
| PAYS | Paysign, Inc. | 29.1% | $14.80 | $4.32 | 243% above | $882.8M | 29.1% | 25.8% |
| IMXI | International Money Express, Inc. | 28.8% | $10.30 | $32.05 | 68% below | $310.9M | 28.8% | 12.1% |
All business services stocks
| Ticker | Company | Price | Graham value | Price vs value | Market cap | ROIC (10y) | Revenue CAGR |
|---|---|---|---|---|---|---|---|
| MA | Mastercard | $617.42 | $548.72 | 13% above | $559.4B | 90.2% | 13.2% |
| RPAY | Repay Holdings Corp | $4.03 | $3.99 | 1% above | $344.8B | 779.3% | 16.1% |
| UBER | Uber | $70.35 | $157.11 | 55% below | $149.1B | -42.1% | 26.5% |
| ACN | Accenture | $229.68 | $241.93 | 5% below | $145.3B | 67.2% | 8.0% |
| MELI | MERCADOLIBRE INC | $1,834.00 | $1,308.70 | 40% above | $93.0B | 21.5% | 42.4% |
| DASH | DoorDash | $189.15 | $70.75 | 167% above | $83.2B | 26.7% | 73.4% |
| V | Visa Inc. | $402.61 | — | — | — | 29.7% | 11.4% |
| EBAY | eBay Inc. | $120.28 | $0.82 | 14568% above | $56.3B | 16.9% | 2.0% |
| PYPL | PayPal | $56.70 | $179.70 | 68% below | $54.9B | 15.6% | 13.2% |
| MSCI | MSCI Inc. | $569.08 | $521.15 | 9% above | $43.6B | 36.6% | 11.8% |
| CPAY | Corpay | $399.84 | $317.69 | 26% above | $28.4B | 15.1% | 10.6% |
| FISV | Fiserv | $47.55 | $191.01 | 75% below | $26.1B | 18.3% | 16.2% |
| BR | Broadridge Financial Solutions | $175.11 | $318.87 | 45% below | $20.5B | 17.3% | 6.8% |
| GPN | Global Payments | $83.67 | $164.76 | 49% below | $20.2B | 4.5% | 11.5% |
| FICO | Fair Isaac | $771.19 | $881.54 | 13% below | $18.9B | 38.5% | 9.5% |
| FIS | Fidelity National Information Services | $36.01 | — | — | $18.9B | 0.3% | 2.1% |
| RBA | RB GLOBAL INC. | $84.30 | $50.93 | 66% above | $15.8B | 10.1% | 16.9% |
| CART | Maplebear Inc. | $49.83 | $53.15 | 6% below | $13.9B | -619.8% | 19.5% |
| CSGP | CoStar Group | $32.31 | — | — | $13.6B | 8.1% | 16.2% |
| AKAM | Akamai Technologies | $87.81 | $55.25 | 59% above | $12.9B | 10.9% | 6.7% |
| ETSY | ETSY INC | $85.14 | $32.62 | 161% above | $10.6B | 20.4% | 25.8% |
| ADV | Advantage Solutions Inc. | $29.06 | $1.06 | 2642% above | $9.4B | -9.8% | -0.7% |
| ZG | ZILLOW GROUP, INC. | $31.88 | $2.71 | 1076% above | $8.1B | -4.6% | 13.2% |
| HQY | HEALTHEQUITY, INC. | $92.03 | $81.71 | 13% above | $8.1B | 11.7% | 24.8% |
| Z | ZILLOW GROUP, INC. | $30.82 | $2.71 | 1037% above | $7.8B | -4.6% | 13.2% |
| LYFT | Lyft, Inc. | $16.82 | $226.20 | 93% below | $7.0B | -31.8% | 23.9% |
| WEX | WEX Inc. | $182.01 | $281.34 | 35% below | $6.5B | 7.9% | 6.9% |
| EXLS | ExlService Holdings, Inc. | $39.51 | $51.15 | 23% below | $6.4B | 13.6% | 13.2% |
| RELY | Remitly Global, Inc. | $24.16 | $10.30 | 135% above | $5.3B | -16.0% | 53.2% |
| AMTM | Amentum Holdings, Inc. | $19.52 | $8.97 | 118% above | $4.8B | 5.8% | 23.3% |
| ALIT | Alight, Inc. / Delaware | $8.98 | — | — | $4.7B | -14.5% | -2.0% |
| SEZL | Sezzle Inc. | $127.65 | $123.56 | 3% above | $4.6B | 3.5% | 32.0% |
| XMTR | Xometry, Inc. | $90.91 | — | — | $4.5B | -10.0% | 43.0% |
| PAY | Paymentus Holdings, Inc. | $31.54 | $17.27 | 83% above | $4.1B | 14.6% | 31.1% |
| MMS | MAXIMUS, INC. | $61.47 | $116.47 | 47% below | $3.6B | 17.5% | 9.5% |
| TNET | TRINET GROUP, INC. | $70.70 | $67.64 | 5% above | $3.5B | 56.2% | 5.6% |
| CBZ | CBIZ, Inc. | $54.78 | $46.32 | 18% above | $3.5B | 7.2% | 14.7% |
| TIC | TIC Solutions, Inc. | $8.65 | — | — | — | -0.6% | 20.7% |
| PAYO | Payoneer Global Inc. | $7.12 | $6.31 | 13% above | $2.7B | -4077.9% | 18.1% |
| FLYW | Flywire Corp | $18.47 | $3.65 | 406% above | $2.4B | 8.6% | 36.8% |
| WU | Western Union CO | $6.17 | $32.13 | 81% below | $2.0B | 34.6% | -3.6% |
| ACVA | ACV Auctions Inc. | $10.50 | — | — | $1.8B | 25.1% | 38.7% |
| CNXC | Concentrix Corp | $27.87 | $110.75 | 75% below | $1.8B | 5.8% | 13.1% |
| ANDG | Andersen Group Inc. | $58.27 | — | — | — | -94.6% | 14.6% |
| LQDT | LIQUIDITY SERVICES INC | $43.86 | — | — | $1.4B | 19.1% | 4.7% |
| NUTX | Nutex Health Inc. | $186.10 | $348.10 | 47% below | $1.3B | 1185.7% | 273.4% |
| EEX | Emerald Holding, Inc. | — | $6.60 | — | — | -18.9% | 4.1% |
| QNST | QUINSTREET, INC | $16.32 | $9.84 | 66% above | $896.2M | -5.7% | 9.0% |
| PAYS | Paysign, Inc. | $14.80 | $4.32 | 243% above | $882.8M | 29.1% | 25.8% |
| MAX | MediaAlpha, Inc. | $11.50 | $12.95 | 11% below | $768.0M | -9.0% | 20.8% |
| CASS | CASS INFORMATION SYSTEMS INC | $54.68 | $28.96 | 89% above | $736.2M | 19.6% | -1.7% |
| PHR | Phreesia, Inc. | $10.94 | $1.33 | 723% above | $672.8M | -48.1% | 24.7% |
| PRTH | Priority Technology Holdings, Inc. | $7.82 | $19.47 | 60% below | $637.1M | 64.2% | 12.0% |
| RMNI | Rimini Street, Inc. | $4.01 | — | — | $378.9M | -17.2% | 11.3% |
| CTEV | Claritev Corp | $22.12 | $0.88 | 2414% above | $363.5M | -0.2% | -1.1% |
| IMXI | International Money Express, Inc. | $10.30 | $32.05 | 68% below | $310.9M | 28.8% | 12.1% |
| POWW | Outdoor Holding Co | $2.18 | $8.97 | 76% below | $255.3M | -15.2% | 50.5% |
| CNDT | CONDUENT Inc | $1.39 | — | — | $220.2M | -10.5% | -7.9% |
| DHX | DHI GROUP, INC. | $4.85 | — | — | $217.2M | 1.2% | -6.2% |
| AMWL | American Well Corp | $11.68 | — | — | $187.4M | -45.3% | 11.8% |
| OPRX | OptimizeRx Corp | $8.50 | $8.97 | 5% below | $161.5M | -7.0% | 34.2% |
| CURR | Currenc Group Inc. | $2.64 | $15.21 | 83% below | $100.8M | 17.7% | -12.8% |
| RGP | RESOURCES CONNECTION, INC. | $2.55 | $1.55 | 65% above | $85.6M | -2.6% | -2.8% |
| BCRD | BlueOne Technologies, Inc. | $5.53 | — | — | $70.3M | -1840.8% | 15.1% |
| RSSS | Research Solutions, Inc. | $2.00 | $0.57 | 251% above | $63.0M | 195.5% | 4.0% |
| JANL | JANEL CORP | $45.00 | $25.04 | 80% above | $54.2M | 12.6% | 10.4% |
| FOUR | Shift4 Payments, Inc. | $39.43 | $2,963.72 | 99% below | $52.6M | -0.9% | 33.2% |
| HGBL | Heritage Global Inc. | $1.30 | $0.10 | 1200% above | $46.1M | 28.1% | 8.8% |
| CNFN | CFN Enterprises Inc. | $0.60 | $8.00 | 92% below | $39.6M | 450.6% | -51.4% |
| INVU | Investview, Inc. | $0.02 | — | — | $28.7M | 133.9% | 67.3% |
| BAER | Bridger Aerospace Group Holdings, Inc. | $0.52 | $3.65 | 86% below | $28.0M | 8.5% | 38.4% |
| ASFH | ASIAFIN HOLDINGS CORP. | $0.30 | — | — | $24.6M | -13.9% | 209.7% |
| PAYD | PAID INC | $2.55 | $2.99 | 15% below | $21.5M | -117.0% | 50.5% |
| DVLT | Datavault AI Inc. | $0.13 | — | — | $20.1M | 12.3% | 56.0% |
| SCOR | COMSCORE, INC. | $3.43 | $22.15 | 85% below | $18.2M | -46.4% | -1.2% |
| SGRP | SPAR Group, Inc. | $0.65 | $1.21 | 46% below | $15.4M | -12.9% | 0.1% |
| QMCI | QUOTEMEDIA INC | $0.15 | — | — | $13.8M | 400.8% | 9.6% |
| CJMB | CALLAN JMB INC. | $2.20 | $93.93 | 98% below | $9.6M | -140.0% | -34.2% |
| GETY | Getty Images Holdings, Inc. | $0.02 | $1.38 | 99% below | $7.9M | -2.5% | 3.8% |
| FRQN | Frequency Holdings, Inc | $0.02 | $0.33 | 94% below | $7.4M | 96.7% | 202.5% |
| TWOH | Two Hands Corp | $0.00 | — | — | $5.2M | 393.2% | 23.2% |
| FTFT | Future FinTech Group Inc. | $2.30 | — | — | $4.6M | -926.4% | -21.6% |
| SPST | Superstar Platforms Inc. | $0.02 | — | — | $3.6M | 20.0% | — |
| SRCO | SPARTA COMMERCIAL SERVICES, INC. | $0.08 | — | — | $3.5M | -152.1% | -5.0% |
| OLB | OLB GROUP, INC. | $0.44 | — | — | $1.7M | -21.8% | 67.6% |
| XHLD | TEN Holdings, Inc. | $0.50 | $64.99 | 99% below | $1.1M | -2354.1% | -8.6% |
| DBMM | Digital Brand Media & Marketing Group, Inc. | $0.00 | — | — | $763.5K | 14.6% | -12.7% |
| TGL | TREASURE GLOBAL INC | $0.31 | $1,093.71 | 100% below | $363.6K | 36.2% | -36.1% |
| NOTE | FiscalNote Holdings, Inc. | $0.01 | $0.94 | 99% below | $202.0K | -20.2% | 3.6% |
| WAST | WASTE ENERGY CORP. | $0.00 | — | — | $120.7K | -157.0% | -3.0% |
| GBUX | GIVBUX, INC. | $0.00 | — | — | $57.0K | 67.2% | 21.4% |
| MCOM | micromobility.com Inc. | $0.00 | — | — | $6.8K | 161.2% | -24.7% |
| SOPAQ | SOCIETY PASS INCORPORATED. | $0.00 | — | — | $296 | 857.3% | 241.2% |
| ATMH | ALL THINGS MOBILE ANALYTIC, INC. | $0.06 | — | — | — | 335.7% | — |
| LUCN | Lucent, Inc. | $3.50 | — | — | — | -35.2% | — |
| MDCE | Medical Care Technologies Inc. | $0.00 | — | — | — | 1441.4% | — |
| OVTZ | OCULUS INC. | $0.03 | — | — | — | -116.2% | — |
Stock lists
Undervalued Stocks Below Graham Intrinsic Value
Highest ROIC Stocks (10-Year Average)
Highest Free Cash Flow Yield Stocks
Fastest-Growing Stocks by 10-Year Revenue