Innovative Payment Solutions, Inc. (IPSI) intrinsic value & 10-year financials
Innovative Payment Solutions, Inc. (IPSI) has a Graham intrinsic value of $2.32 per share.
- Graham intrinsic value
- $2.32
- Share price (Oct 17, 2026)
- $0.00
- Market cap
- $158.6K
- Revenue (FY2025)
- —
- Revenue growth (10-yr CAGR)
- -71.5%
- ROIC (10-yr avg)
- -35.5%
- Free cash flow (FY2025)
- —
IPSI 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | — | -$4.4M | -$0.02 | — | — | 60.4% |
| FY2024 | — | -$4.6M | -$0.01 | — | — | 58.8% |
| FY2023 | $410 | -$5.8M | -$0.02 | — | -965883.7% | 117.5% |
| FY2022 | $847 | -$10.3M | -$0.00 | -$3.1M | -670304.4% | 305.6% |
| FY2021 | $0 | -$14.5M | -$0.00 | -$2.6M | — | — |
| FY2020 | — | -$5.4M | — | -$1.3M | — | 120.5% |
| FY2019 | — | -$3.7M | — | — | — | — |
| FY2018 | $7.9M | -$5.1M | — | -$1.7M | -31.6% | — |
| FY2017 | $3.9M | -$4.6M | — | -$1.9M | -56.9% | — |
| FY2016 | $2.7M | -$4.7M | — | -$1.9M | -159.1% | -875.8% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Innovative Payment Solutions, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
Innovative Payment Solutions, Inc. has earned high returns on invested capital, averaging 58.6% ROIC over the available history. High ROIC is consistent with a durable franchise, but it is not by itself proof of an economic moat.
Over the decade, Innovative Payment Solutions, Inc. shows that the company has leveraged its balance sheet to sustain operations.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Innovative Payment Solutions, Inc. is modeled at -71.5% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $2.32 per share.