Jianzhi Education Technology Group Co. Ltd. (JZ) intrinsic value & 10-year financials

Jianzhi Education Technology Group Co. Ltd. (JZ) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 7 fiscal years revenue shrank 43.3% a year to $18.2M, with an average return on invested capital of 195.0%.

Graham intrinsic value
—
Revenue (FY2025)
$18.2M
Revenue growth (7-yr CAGR)
-43.3%
ROIC (10-yr avg)
195.0%
Free cash flow (FY2025)
-$9.8M

JZ 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $18.2M -$15.7M -$0.08 -$9.8M -93.1% -51.3%
FY2024 $39.7M -$33.5M -$0.24 $10.5M -51.3% 216.4%
FY2023 $71.7M -$373.5M -$3.08 $15.1M -533.6% 1016.8%
FY2022 $204.9M -$199.2M -$1.68 -$82.4M -101.2% -55.4%
FY2021 $365.1M $48.3M $0.43 $147.7M 13.9% 13.8%
FY2020 $309.3M $82.3M $0.74 $97.7M 26.7% 29.8%
FY2019 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Jianzhi Education Technology Group Co Ltd revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Jianzhi Education Technology Group Co Ltd has historically struggled to out-earn its cost of capital, averaging just -13.0% ROIC.

Jianzhi Education Technology Group Co Ltd capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Jianzhi Education Technology Group Co Ltd is modeled at -43.3% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-28.94 per share.

JZ stock: frequently asked questions

What is the intrinsic value of Jianzhi Education Technology Group Co. Ltd. (JZ) stock?

Graham's formula only works with positive earnings. Jianzhi Education Technology Group Co. Ltd. reported diluted EPS of -$0.08 in fiscal 2025, so no Graham value is shown. The 10-year table shows revenue and cash-flow trends instead.

Does Jianzhi Education Technology Group Co. Ltd. generate free cash flow?

Jianzhi Education Technology Group Co. Ltd. generated -$9.8M of free cash flow (operating cash flow minus capital expenditures) in fiscal 2025. Free cash flow was positive in 4 of the last 6 reported years.

What is JZ's return on invested capital?

Average ROIC over the last 7 fiscal years was 195.0%, and average return on equity was -14154.2%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this JZ data come from?

From Jianzhi Education Technology Group Co. Ltd.'s annual 10-K filings on SEC EDGAR, most recently filed Apr 13, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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