Presurance Holdings, Inc. (PRHIZ) intrinsic value & 10-year financials
Presurance Holdings, Inc. (PRHIZ) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 10 fiscal years revenue shrank 8.2% a year to $43.3M, with an average return on invested capital of 1213.1%.
- Graham intrinsic value
- —
- Revenue (FY2025)
- $43.3M
- Revenue growth (10-yr CAGR)
- -8.2%
- ROIC (10-yr avg)
- 1213.1%
- Free cash flow (FY2025)
- —
PRHIZ 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $43.3M | -$18.4M | -$1.51 | — | -59.8% | 12752.2% |
| FY2024 | $67.3M | $24.3M | $1.93 | — | -55.4% | -329.5% |
| FY2023 | $98.8M | -$25.9M | -$2.12 | — | -31.3% | -148.4% |
| FY2022 | $104.9M | -$10.7M | -$1.00 | — | -27.0% | -33.8% |
| FY2021 | $116.0M | -$1.1M | -$0.11 | — | -11.5% | -18.9% |
| FY2020 | $103.5M | $595.0K | $0.06 | $2.9M | -8.8% | -12.1% |
| FY2019 | $96.0M | -$7.8M | — | $15.3M | -11.5% | -14.5% |
| FY2018 | $98.9M | -$9.2M | — | -$17.1M | -10.5% | -15.3% |
| FY2017 | $96.8M | -$21.5M | — | $9.1M | -25.0% | -33.2% |
| FY2016 | $93.9M | -$8.4M | — | $6.0M | -11.9% | -15.1% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
Presurance Holdings, Inc. is facing top-line stagnation, with revenue contracting over the decade.
Presurance Holdings, Inc. has historically struggled to out-earn its cost of capital, averaging just -16.7% ROIC.
Presurance Holdings, Inc. has not shown aggressive share repurchases (>10% retirement) or a major balance-sheet leverage increase (>50% net debt growth) over the 10-year window.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, Presurance Holdings, Inc. is modeled at -8.2% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-13.29 per share.