Health In Tech, Inc. (HIT) intrinsic value & 10-year financials

Health In Tech, Inc. (HIT) has a Graham intrinsic value of $0.66 per share. At $0.65 on Oct 17, 2026, the stock trades 2% below that value. Over the last 4 fiscal years revenue grew 39.7% a year to $37.6M, with an average return on invested capital of 44.5%.

Graham intrinsic value
$0.66
Share price (Oct 17, 2026)
$0.65
Price vs Graham value
2% below
Market cap
$37.6M
Revenue (FY2025)
$37.6M
Revenue growth (4-yr CAGR)
39.7%
ROIC (10-yr avg)
44.5%
Free cash flow (FY2025)
—

HIT 10-year financial history

Fiscal year Revenue Net income EPS (diluted) Free cash flow Operating margin ROIC
FY2025 $37.6M $1.3M $0.02 — — 17.1%
FY2024 $19.6M $670.5K $0.01 — — 14.4%
FY2023 $19.2M $4.0M — — — 101.9%
FY2022 — — — — — —

Source: annual 10-K filings on SEC EDGAR. Figures in USD.

Executive summary

Health In Tech, Inc. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.

Health In Tech, Inc. has earned high returns on invested capital, averaging 44.5% ROIC over the available history. High ROIC is consistent with a durable franchise, but it is not by itself proof of an economic moat.

Health In Tech, Inc. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.

Benjamin Graham lens

Under Benjamin Graham's formula using SEC EDGAR fundamentals, Health In Tech, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $0.66 per share.

HIT stock: frequently asked questions

What is the intrinsic value of Health In Tech, Inc. (HIT) stock?

Using Benjamin Graham's revised formula, V = EPS × (8.5 + 2g) × 4.4 / Y, with reported diluted earnings per share, a 15.0% normalized growth rate (capped at 15%) and a 5.1% AAA corporate bond yield, HIT's intrinsic value is about $0.66 per share.

Is HIT stock undervalued?

At $0.65 (close on Oct 17, 2026), HIT trades 2% below its Graham value of $0.66. On Graham's terms that leaves a margin of safety. A formula is a starting point for research, not a recommendation.

What is HIT's return on invested capital?

Average ROIC over the last 4 fiscal years was 44.5%, and average return on equity was 40.3%. Sustained ROIC above about 15% usually points to a durable competitive advantage.

Where does this HIT data come from?

From Health In Tech, Inc.'s annual 10-K filings on SEC EDGAR, most recently filed May 14, 2026. Prices are end-of-day snapshots; valuations are formula outputs, not investment advice.

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