AppTech Payments Corp. (APCX) intrinsic value & 10-year financials
AppTech Payments Corp. (APCX) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 9 fiscal years revenue grew 27.6% a year to $1.4M, with an average return on invested capital of 43.8%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $0.14
- Market cap
- $4.9M
- Revenue (FY2025)
- $1.4M
- Revenue growth (9-yr CAGR)
- 27.6%
- ROIC (10-yr avg)
- 43.8%
- Free cash flow (FY2025)
- —
APCX 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $1.4M | -$7.9M | -$0.23 | — | -543.3% | -241.9% |
| FY2024 | $276.0K | -$8.9M | -$0.35 | — | -3459.1% | -253.1% |
| FY2023 | $504.0K | -$18.5M | -$1.01 | -$8.9M | -3806.5% | -1309.1% |
| FY2022 | $450 | -$16.3M | -$1.00 | $6.2K | 3607.6% | 16.0% |
| FY2021 | $353.8K | -$79.2M | — | — | -21852.7% | 2042.1% |
| FY2020 | $329.5K | -$4.2M | — | — | -1095.5% | 52.6% |
| FY2019 | $256.1K | -$1.3M | — | — | -370.3% | 13.1% |
| FY2018 | $253.8K | -$2.5M | — | — | -806.4% | 30.7% |
| FY2017 | — | — | — | — | — | — |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
AppTech Payments Corp. revenue growth over the past decade is N/A; insufficient history prevents a reliable 10-year CAGR calculation.
AppTech Payments Corp. returns on capital have been average, hovering around 14.4% ROIC over the decade.
AppTech Payments Corp. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, AppTech Payments Corp. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-7.64 per share.