CareCloud, Inc. (CCLD) intrinsic value & 10-year financials
CareCloud, Inc. (CCLD) has a Graham intrinsic value of $3.32 per share. At $1.85 on Oct 17, 2026, the stock trades 44% below that value. Over the last 10 fiscal years revenue grew 19.4% a year to $120.5M, with an average return on invested capital of -11.6%.
- Graham intrinsic value
- $3.32
- Share price (Oct 17, 2026)
- $1.85
- Price vs Graham value
- 44% below
- Market cap
- $70.2M
- Revenue (FY2025)
- $120.5M
- Revenue growth (10-yr CAGR)
- 19.4%
- ROIC (10-yr avg)
- -11.6%
- Free cash flow (FY2025)
- $23.8M
CCLD 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $120.5M | $10.8M | $0.10 | $23.8M | 9.4% | 21.7% |
| FY2024 | $110.8M | $7.9M | -$0.28 | $18.9M | 8.2% | 19.1% |
| FY2023 | $117.1M | -$48.7M | -$4.11 | $12.4M | -40.2% | -63.9% |
| FY2022 | $138.8M | $5.4M | -$0.67 | $18.6M | 4.8% | 6.6% |
| FY2021 | $139.6M | $2.8M | — | $10.4M | 2.5% | 3.8% |
| FY2020 | $105.1M | -$8.8M | — | -$3.5M | -7.9% | -15.9% |
| FY2019 | $64.4M | -$871.8K | — | $5.6M | 0.1% | 0.3% |
| FY2018 | $50.5M | -$2.1M | — | $5.8M | -5.0% | -11.5% |
| FY2017 | $31.8M | -$5.6M | — | -$415.6K | -14.2% | -27.9% |
| FY2016 | $24.5M | -$8.8M | — | -$1.4M | -32.3% | -48.6% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
CareCloud, Inc. is a consistent compounder, expanding top-line revenue at 19.4% annually over the past decade.
CareCloud, Inc. has historically struggled to out-earn its cost of capital, averaging just -11.6% ROIC.
CareCloud, Inc. has not shown aggressive share repurchases (>10% retirement) or a major balance-sheet leverage increase (>50% net debt growth) over the 10-year window.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, CareCloud, Inc. is modeled at 15.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $3.32 per share.