Rego Payment ARCHITECTURES, Inc. (RPMT) intrinsic value & 10-year financials
Rego Payment ARCHITECTURES, Inc. (RPMT) has no Graham intrinsic value right now because the formula needs positive earnings. Over the last 10 fiscal years revenue grew 8.8% a year to $2.2K, with an average return on invested capital of 35.7%.
- Graham intrinsic value
- —
- Share price (Oct 17, 2026)
- $0.50
- Market cap
- $68.2M
- Revenue (FY2025)
- $2.2K
- Revenue growth (10-yr CAGR)
- 8.8%
- ROIC (10-yr avg)
- 35.7%
- Free cash flow (FY2025)
- —
RPMT 10-year financial history
| Fiscal year | Revenue | Net income | EPS (diluted) | Free cash flow | Operating margin | ROIC |
|---|---|---|---|---|---|---|
| FY2025 | $2.2K | -$9.6M | -$0.09 | — | -378491.5% | 22.4% |
| FY2024 | — | -$8.9M | -$0.09 | — | — | 25.8% |
| FY2023 | — | -$16.7M | -$0.14 | — | — | 51.1% |
| FY2022 | $2.1K | -$16.3M | -$0.14 | — | -743976.3% | 49.6% |
| FY2021 | $2.6K | -$11.1M | -$0.10 | — | -383034.2% | 31.9% |
| FY2020 | — | -$14.6M | — | — | — | 48.5% |
| FY2019 | $34.5K | -$3.2M | — | — | -6900.1% | 15.3% |
| FY2018 | $46.8K | -$6.0M | — | — | -10774.7% | 34.3% |
| FY2017 | — | -$4.3M | — | — | — | 32.8% |
| FY2016 | $1.1K | -$4.8M | — | — | -408789.3% | 44.9% |
Source: annual 10-K filings on SEC EDGAR. Figures in USD.
Executive summary
REGO PAYMENT ARCHITECTURES, INC. is a consistent compounder, expanding top-line revenue at 8.8% annually over the past decade.
REGO PAYMENT ARCHITECTURES, INC. has earned high returns on invested capital, averaging 35.7% ROIC over the available history. High ROIC is consistent with a durable franchise, but it is not by itself proof of an economic moat.
REGO PAYMENT ARCHITECTURES, INC. capital allocation metrics are N/A for the decade; share count and net debt history are incomplete.
Benjamin Graham lens
Under Benjamin Graham's formula using SEC EDGAR fundamentals, REGO PAYMENT ARCHITECTURES, INC. is modeled at 8.0% normalized earnings growth with a 5.1% bond-yield adjustment. The resulting Graham intrinsic value estimate is $-1.90 per share.